Education Loan - Student Loans by HNB Sri Lanka

Education Loans

Education Loans

At HNB, we understand the importance of education in shaping your future. Our specialized education loan offerings are designed to support your academic journey, ensuring you have the financial backing to pursue your dreams. Explore our education loan options today and invest in a brighter, more successful tomorrow.  


Eligibility

 

 

 If a student is not employed or lacks sufficient repayment capacity, they can obtain a loan jointly with a parent or guardian. Anyhow, the student should always be the primary borrower.

  • Age: 18 - 65 years
  • Borrower/s has to be a Sri Lankan Citizen
  • Minimum income should be LKR 100,000
  • Considered only in Sri Lankan Rupee (LKR)
 Limit Category 1 Category 2 Category 3

 

Students who wish to pursue higher education in selected local universities/ institutes or institutes which have affiliated offices in Sri Lanka

 

Borrowers who are full time employed or engaged in business activities and wish to pursue a selected professional qualification

Full time students who wish to pursue higher studies in foreign universities or institutes

 Minimum  Rs.100,000  Rs.100,000  Rs.100,000
 Maximum  Rs.5,000,000  Rs.5,000,000  Rs.20,000,000

 

Features/ Benefits

  • Capital grace period will be given during the study period (Grace period= study period + 6 months)
  • Longer repayment period
  • Standard documentation
  • Competitive interest rates (Availability of fixed and floating interest rates)

 

Documents Required

 

  • Offer Letter from the university
  • Proof of equity contribution (such as proof of admission/ semester payment)
  • Duly completed application form
  • Certified copy of NIC or Driving License
  • Utility Bill (if address differs from NIC)
  • Employment confirmation letter (addressed to HNB)
  • Latest 3 salary slips
  • Standing Order instruction OR Salary undertaking letter to remit salary to HNB
  • Bank statements for last 6 months (is salary has not been routed to HNB)
  • Asset Declaration (in some instances)
  • For business borrowers: provide your business registration documents (Business Registration, FORM 1 or FORM 20) along with bank statements from the past six months.

 

For inquires contact:

0112661961 / 0112661965

 

 

 

Education Loans

How can I get this product?

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Do you have more questions?

Call us at

0112 462 462

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