Personal Loans

Personal Loans

Discover the ideal solution for your financial needs with HNB’s personal loans. Whether you’re planning home renovations, making investments, consolidating debt, travelling, planning any family events, to purchase household expenses, buying a vehicle or covering consumption expenses, our tailored loans are designed to meet your unique requirements. Enjoy flexible terms and competitive rates with HNB, ensuring a smooth and personalized borrowing experience. Explore our diverse range of personal loan options today and find the perfect fit for your financial goals.
Eligibility

 

 

  • Age: 18 - 65 years
  • Borrower has to be a Sri Lankan Citizen
  • Minimum income should be LKR 100,000
  • Minimum loan amount is LKR 100,000
  • Considered only in Sri Lankan Rupee (LKR)

 

Benefits/ Features

  • Repayment period is 5 years (exceptions can be considered based on requirement)
  • Minimum documentation
  • Top Up option for existing borrowers
  • Competitive interest rates (Availability of fixed and floating interest rates)

 

Types of Personal Loans:

 
Documents Required

 

 

  • Duly completed application form
  • Certified copy of NIC or Driving License
  • Utility Bill (if address differs from NIC)
  • Employment confirmation letter (addressed to HNB)
  • Latest 3 salary slips
  • Standing Order instruction OR Salary undertaking letter to remit salary to HNB
  • Bank statements for last 6 months (is salary has not been routed to HNB)
  • Asset Declaration (when required)
  • Professional Segment: Membership ID Required
  • For business borrowers: provide your business registration documents (Business Registration, FORM 1 or FORM 20) along with bank statements from the past six months.

 

For inquires contact:

0112661961 / 0112661965

 







 

 

Personal Loans

How can I get this product?

DOWNLOAD APPLICATION FORM

Do you have more questions?

Call us at

0112 462 462

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